Jamii Save — Privacy Policy

Last Updated: March 2025 · Effective Date: March 28, 2025

Jamii Save ("we", "us", "our") is committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our community savings platform at www.jamii-save.ca. Please read this policy carefully. If you disagree with its terms, please discontinue use of the platform.

1. Information We Collect

1.1 Information You Provide

  • Full name and email address (via Google Sign-In or direct registration)
  • Phone number and physical address (optional profile details)
  • Financial transaction data: contribution amounts, dates, payment methods
  • Uploaded files: proof of payment documents, receipts, supporting documents for fund requests
  • Community membership details: role, join date, contribution targets
  • Fund request details: purpose, amount, supporting documentation

1.2 Information Collected Automatically

  • Browser type and version, operating system
  • IP address and approximate geographic location
  • Pages visited, time spent, and actions taken within the platform
  • Device identifiers for mobile access

1.3 Information from Google Sign-In

When you sign in with Google, we receive your name, email address, and profile picture from Google. We do not receive your Google password. Your use of Google Sign-In is also governed by Google's Privacy Policy.

2. How We Use Your Information

  • To create and manage your account and community memberships
  • To process and track community contributions and fund requests
  • To send transactional email notifications (contribution approvals, fund request updates, reminders)
  • To enable community admins to manage member finances transparently
  • To generate financial reports and analytics for your community
  • To enforce platform terms and prevent fraudulent activity
  • To improve the platform through anonymized usage analytics
  • To respond to your support requests and questions

3. How We Share Your Information

3.1 Within Your Community

Community admins can view member profiles, contribution histories, fund request details, and financial records for members within their community. This is necessary for the core functionality of the platform.

3.2 Service Providers

We share data with trusted third-party providers who help us operate the platform:

  • Base44 – Platform infrastructure and database hosting
  • Stripe – Payment processing for subscription plans
  • Resend – Email delivery services
  • Google – Authentication services (Google Sign-In)

3.3 Legal Requirements

We may disclose your information if required by law, court order, or government authority, or to protect the rights, property, or safety of Jamii Save, our users, or others.

We will never sell your personal data to third parties for marketing or advertising purposes.

4. Data Storage & Security

Your data is stored on secure cloud servers. We implement industry-standard security measures including:

  • HTTPS encryption for all data in transit
  • Encrypted storage for sensitive files and documents
  • Role-based access controls limiting who can view your data
  • Regular security audits and monitoring

While we take reasonable steps to protect your data, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security.

Data Retention

We retain your personal data for as long as your account is active or as needed to provide services. You may request deletion of your account and associated data by contacting us at izyo.group@gmail.com.

5. Your Rights

Depending on your location (Canada, Rwanda, EU, or other jurisdictions), you may have the following rights:

  • Access: Request a copy of the personal data we hold about you
  • Correction: Request correction of inaccurate or incomplete data
  • Deletion: Request deletion of your personal data ("right to be forgotten")
  • Portability: Request your data in a structured, machine-readable format
  • Objection: Object to processing of your data for specific purposes
  • Withdrawal of Consent: Withdraw consent at any time where processing is based on consent

To exercise any of these rights, please contact us at izyo.group@gmail.com. We will respond within 30 days.

6. Cookies & Local Storage

We use browser local storage and session storage to:

  • Keep you logged in between sessions
  • Remember your selected community and dashboard preferences
  • Cache data temporarily to improve performance

We do not use advertising cookies or track you across other websites.

7. Children's Privacy

Jamii Save is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you believe we have inadvertently collected such information, please contact us immediately and we will delete it promptly.

8. International Data Transfers

Jamii Save operates across Canada, Rwanda, and other countries. By using our platform, you consent to the transfer of your information to countries that may have different data protection laws than your country of residence. We ensure appropriate safeguards are in place for such transfers.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes via email or a prominent notice on the platform at least 30 days before the changes take effect. Your continued use of Jamii Save after changes are posted constitutes acceptance of the updated policy.

10. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy, please contact us:

Email: izyo.group@gmail.com

Canada: +1 (416) 558-1648 / +1 (514) 449-4895

Website: www.jamii-save.ca

This policy applies to all users of the Jamii Save platform worldwide.

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